Minister Patrick O’ Donovan announces opening of Limerick heritage site to the public for the first time Email Advertisement No vaccines in Limerick yet Shannondoc operating but only by appointment TAGSAskeatonfeaturedfraudsterfuneralJulia HolmesRuttlethomas ruttle WhatsApp Linkedin Previous articleLimerick city mayor ends term in office on a highNext articleOwner of pet savaged by pitbull ‘in shock’ after attack Staff Reporterhttp://www.limerickpost.ie Print Twitter by Andrew Careyand[email protected] up for the weekly Limerick Post newsletter Sign Up THOMAS Ruttle who was found dead at his home at Booliglass, Askeaton alongside his partner on May 18, was laid to rest this Wednesday amid calls to leave blame and anger behind given the strange and “incomprehensible events that led to his death.”Reverend Keith Scott made his remarks during the Church of Ireland remembrance service for the 56-year-old farmer and beekeeper whose decomposing body was found beside that of the woman who was subsequently identified as international conwoman Julia McKitterrick.The 63-year-old woman who was known locally as Julia Holmes went by up to 40 different aliases during her life of fraud and deceit throughout a worldwide set of scams embezzling money and amounting debts.The pair were found by burglars who thought the roadside farmyard had been abandoned after Ms Holmes was identified as a serial fraudster with over 20 previous convictions for fraud in the US and Northern Ireland.Despite her wish to be buried with Mr Ruttle in the family plot at St. Mary’s Church of Ireland cemetery, her remains are still at the Limerick city morgue and likely to be cremated later this week.Although the results of toxicology tests carried out during post mortem are expected to take a further two weeks, Gardaí have said that the pair died from carbon monoxide poisoning some weeks before their remains were found.Rev Scott told mourners at Wednesday’s remembrance service that their sense of grief was not made any easier because of the strangeness of the events which lead up to Thomas Ruttle’s death.He said that the circumstances surrounding the tragic discovery two weeks ago was “made all the more intense because of the uncertainty and the long wait that had to be endured by the almost incomprehensible events surrounding Thomas’ death.“We come too, to lay Thomas to rest, not only to lay his body in this graveyard but to lay him to rest in our hearts and minds.“There is a sense that somehow we have failed. That somehow there was something we should have said or done, something we missed, or something that we wish we could now take back, that we did or said which we should not have done or said. Hindsight, they say, is 20/20 vision. Afterwards we see clearly, and then comes the blame, contempt and anger, the deep regret for things done or left undone, words said or left unsaid.”Reverend Scott urged that words unsaid should “remain unsaid” adding that “today is not a day for blame or anger,” and that mourners should “let grief be a grief without bitterness, or blame. Carrying all that was unfinished away from here today will drag us into darkness and become a burden which will hamper us and all that we do for the rest of our lives.”He added that the congregation was “touched by the awful sadness of Thomas’ death, burdened by grief, regret and the strange, even incomprehensible, and painful nature of the story of the events which eventually led to his death”.During the service, a spokesperson on behalf of Mr Ruttle’s two sons paid tribute to a loving father who was devoted to his children.In an address before burial, the congregation heard how Mr Ruttle’s two sons loved visiting their father and going on trips with him.Before he was laid to rest in the adjoining cemetery, Reverend Scott said that he first came to know Thomas Ruttle when he helped carry out repairs at St Mary’s Church a number of years ago, remarking that the late 56-year-old was good with his hands as well as being a dedicated beekeeper. Facebook Walk in Covid testing available in Limerick from Saturday 10th April RELATED ARTICLESMORE FROM AUTHOR Askeaton/ Ballysteen bring Easter joy to local community NewsThomas Ruttle is laid to restBy Staff Reporter – June 3, 2015 819 First Irish death from Coronavirus
Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: ‘A Strong Shift In Housing Demand’ Next: Homeownership Gets a Boost from Young Americans 2018-07-26 Kristina Brewer Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, Headlines, Print Features Print This Post Demetrius Gray is the CEO and Founder of WeatherCheck, the only company making premise-specific damage assessments and sending pre- and post-event weather alerts to trigger specific actions. Gray, a third-generation entrepreneur, started WeatherCheck after experience in the finance, roofing, and reconstruction industries helped him realize that key processes were ripe for authentic disruption. He recognized an opportunity to automate damage detection and speed claims processing and repairs after weather damage. About Author: Demetrius Gray The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles July 26, 2018 2,188 Views Editor’s note: This feature originally appeared in the July issue of DS News.The lender-placed insurance (LPI) market may be about to change radically. After six years of discussion, the National Association of Insurance Commissioners (NAIC) is expected to approve new model law guidelines this fall. Carriers may soon thereafter face new regulation. According to NAIC, lender-placed insurance is placed on a home by a bank or mortgage servicer when the homeowner does not maintain valid or sufficient insurance based on the terms of the mortgage agreement. If a homeowner’s insurance policy lapses and is not replaced, many mortgage agreements allow the lender to purchase insurance on the home and require the borrower to pay the premiums. Following the 2008 real estate market crash, consumer groups and regulators raised concerns over the often high premiums and limited coverage provided under lender-placed insurance, as well as the perceived lack of incentives for lenders to select the best policies for the borrowers. Following a 2012 NAIC public hearing on the subject, a Working Group was formed to draft a new model law to address these issues.The Scope of the ProblemThe industry’s movement to self-correct followed public, widespread difficulties in critical segments that brought to light shortcoming in LPI practices. In 2011, practices in New York led to multi-million dollar penalties against insurers and lenders and restitution for property owners. Regulators discovered cases of “reverse commission” wherein insurers providing the coverage had created incentives to push premiums higher, which allowed lenders and mortgage servicers to share in the profits from the higher rates, and far lower usage. And more recently, QBE and Assurant, which between them at one time dominated the market with 99.7 percent of policies written, reached a settlement with dozens of states regarding lender-placed property. A 2012 Government Accountability Office report highlighted a lack of comprehensive data at the state and national levels, limiting effective oversight of the LPI industry. For example, the report says, regulators lack reliable data that would allow them to evaluate the cost of LPI or the appropriateness of its use.The report also called out incomplete and missing data within NAIC-required state annual reports, calling on NAIC members to develop policies and procedures “sufficient for ensuring their reliability.” These criticisms are directly addressed in the new model guidelines. Industry officials explained in testimony before the Working Group that factors in the cost of LPI premium factors include: All risks taken, as LPI policies are written for portfolios, not individual propertiesAutomatic issuance commitment to servicer and investorFannie/Freddie Servicing Guides require “continuous coverage”Residential insurer of last resort in all states80-90 percent of LPI policies are properly placedResidual markets generally have underwriting restrictionsNearly 60 percent of exposure is in hurricane-prone statesA heavy percentage of properties are vacant, and there are no coverage restrictions if property vacantMany properties have poor loss history or in high physical risk areas and cannot be insured by standard or residual marketsIncreased risk makes LPI more expensive than standard coverageNational average is less than twice the prior standard premiumCommonly, lenders engage third parties to monitor insurance for the portfolio to leverage economies of scale and expertise, and to streamline the monitoring process in insurance matters. Typically, three or more notices are given to borrowers before LPI becomes an option: when a policy has been allowed to expire or be canceled; 30 days later; and 60 days after the second notice.Setting a Course CorrectionFlorida insurance commissioner David Altmaier is the chair of the Lender-Placed Insurance Model Act Working Group, formed from members of the NAIC’s Property and Casualty Insurance Committee. He is the lead writer for the new model law.The model draft states that its purpose is manifold: To promote the public welfare by regulating lender-placed insurance on real property; to create a legal framework within which lender-placed insurance on real property may be written in this state; to help maintain the separation between lenders/servicers, and insurers/insurance producers; to minimize the possibilities of unfair competitive practices in the sale, placement, solicitation, and negotiation of lender-placed insurance; to address the problems arising from reverse competition in lender-placed insurance markets; and ensure that the lender or servicer has no financial interest in the placement of lender-placed insurance other than the protection of the property serving as collateral for the loan.Its scope describes nearly all LPI policies. It defines when LPI may become effective, and when it should terminate. It prohibits:Issuance of lender-placed insurance on mortgaged property that is owned or serviced by the insurer or insurance producer or an affiliate of the insurer or insurance producer;compensation of a lender, insurer, investor or servicer (including through the payment of commissions) on lender-placed property insurance policies issued by the insurer; sharing of lender-placed insurance premium or risk with the lender, investor, or servicer that obtained the lender-placed insurance; offers contingent commissions, profit sharing, or other payments dependent on profitability or loss ratios to any person affiliated with a servicer or the insurer in connection with lender-placed insurance; free or below-cost outsourced services to lenders, investors, or servicers and will not outsource its own functions to lenders, insurance producers, investors, or servicers on an above-cost basis; and payments, including but not limited to the payment of expenses, to a lender, insurer, investor, or servicer for the purpose of securing lender-placed insurance business or related outsourced services.The new model law also restates how LPI insurance is placed and how policyholders are notified, calling for a copy of the individual policy, certificate of insurance, or other evidence of insurance coverage to be mailed first class mail or delivered in person to the last known address of the mortgagor. It called on carriers to report their actual loss ratio annually, earned premium, any aggregate schedule rating debit/credit to earned premium, itemized expenses, paid losses, loss reserves, case reserves and incurred but not reported losses.Except for lender-placed flood insurance, the new guidelines call for any insurer that experiences an annual loss ratio of less than 35 percent in any line of lender-placed property insurance for two consecutive years to submit a rate filing (either adjusting its rates or supporting their continuance) to the commissioner. The draft addresses most of the main points raised by consumer-advocate groups. To help curb rates, carriers issuing collateral protection policies on real estate would have to re-file relevant rates at least once every four years. To gather more data for further research, insurers would have to file the more extensive annual reports. Also, an insurer in the market with a loss ratio of less than 35 percent for two consecutive years would have to make a rate filing within 90 days of reporting the back-to-back years with under 35 percent loss ratios.The NAIC acts as a forum for the creation of model laws and regulations. Each state may or may not pass each NAIC model law or regulation. States may delete or modify certain sections if the substance of it already exists in state law. The NAIC comprises the insurance commissioners of each state, Washington D.C., and the five U.S. territories. On the whole, the models are widely, if irregularly, adopted.When asked why it has taken so long to develop the new model law guidelines, Altmaier has said: “This is a complex issue. State regulators have diverse approaches to addressing the issue.” The NAIC working group drafting the rule “wanted to take all viewpoints into account” in the deliberative process, he said.According to a published report, Altmaier went on to note that the investigations into Assurant and QBE took years to complete and the regulators wanted to incorporate what they learned. LPI fills a small but vital role in the mortgage servicing industry. It is not “forced” on the borrower, but comes into play when there is a lapse in part of the agreement between the borrower and the lender. It is always the coverage of last resort, affecting 1-2 percent of mortgage holders annually. As the expected roll-out date for the new guidelines nears, lenders and servicers should pay close attention to how the proposed LPI guidelines will impact their business. 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Essex Junction, VT (September 20, 2007)– Revision Eyewear, developers of purpose-built military eyewear, have moved their Williston, Vermont operations to a new state-of-the-art facility in Essex Junction, Vermont. The move was necessitated by Revisions dynamic growth in the marketplace for superior ballistic eyewear protection for the military and law enforcement agencies. The move to larger facilities allows Revision to continue on its growth trajectory. As part of the move, Revision also went live with a new ERP system that will provide Revision with increased scalability as the company moves ahead.August 29th, marked the official opening of the new office with a ribbon cutting ceremony performed by Vermont’s Senator Leahy and Revision’s CEO, Jonathan Blanshay. A tour of the facility followed, followed by a facility tour.The following day, the festivities continued as Revision hosted Vermont Governor Jim Douglas in a ceremony announcing Revisions support of the Vermont National Guard Fallen Heroes Memorial with a ceremonial check of $50,000 presented by Jonathan Blanshay to General Tom Drew of the Vermont National Guard Charitable Foundation. A tour of the facility followed for customers, suppliers, local politicians, media, employees and their families.”The new facility in Essex Junction, will be Revision’s operational hub for assembly, warehousing, logistics, sales and customer service, engineering, quality assurance, internal ballistic and optical testing,” Jonathan Blanshay, President of Revision Eyewear Ltd. said. “Revision’s staffing requirements have grown significantly in the past year, reflecting Revision’s growth in both domestic and international markets as well as our product line expansion. The new facility and increased IT capabilities not only provides Revision with the springboard for additional growth but will also provide our customers with continued superior service.”Revision Eyewear designs and manufactures advanced protective eyewear such as the Sawfly” Military Eyewear System, the Desert Locust” Military Goggle, the Bullet Ant” Tactical Goggle, the Rx Carrier Vision Correction System, and the new Revision Eyewear Ballistic Visors developed for the Canadian Department of National Defence. All of Revision’s Eyewear Systems have been developed for maximum eye protection for high-threat and hostile environments while providing the wearer extreme functionality, comfort, and convenience.ABOUT REVISIONRevision Eyewear develops special purpose-built eyewear for military, law enforcement, and tactical clients worldwide. Revision products deliver the highest standards of protection, optical clarity, durability, compatibility and comfort. Clients include the U.S. Army, the Belgian Ministry of Defence, UK Ministry of Defence, Singapore Special Forces, and the Canadian Department of National Defence. Privately owned and ISO 9001:2000 certified, Revisions operational facility is located in Essex Junction, Vermont with offices in the U.K. and Canada. For more information, visit www.revisioneyewear.com(link is external), write [email protected](link sends e-mail), or call 603-436-1748.
The University of Vermont continued its steady rise in the just released US News & World Report rankings, claiming the 39th spot among the nation’s top public universities, up from 40th last year and 47th in 2000. There are more than 500 public colleges and universities in the nation. UVM also rose in the magazine’s national universities ranking, from 89th last year to 88th. UVM was ranked 96th in 2001. UVM was also named by Sierra Magazine as the number 4 “Coolest Schools” in the country based on its commitment to the environment.For the US News ranking, UVM was 8th among national universities in a list of the magazine’s “Top Up-and-Coming Schools,” institutions that have “recently made striking improvements or innovations schools everyone should be watching,” the magazine said.”I am pleased that the first-rate education UVM offers is being increasingly recognized every year,” said UVM president Daniel Mark Fogel. “UVM has been a stellar institution throughout its 200-plus year history, but it is gratifying to see the clear gains we’ve made over the past decade are being noticed.”Sierra magazine ranked the University of Vermont fourth in the country on its just released “10 Coolest Schools” list for its commitment to the environment. Coolest Schools is the cover story in Sierra’s September/October issue.Sierra graded schools on a 1-10 scale in eight categories and awarded bonus points for programs that were exceptional. UVM received a 9 score in efficiency, an 8 score in academics, administration, and purchasing, and a 7 score in energy, food, and waste management. UVM received four of five possible bonus points.Avital Binshtock, Sierra’s lifestyle editor and editor of the Coolest Schools feature, said it was UVM’s consistency across all categories that helped it rise to the top.”A lot of schools shone in one category, but Vermont was one of the first schools we encountered that was consistent in every realm,” she said. UVM also received “four of five bonus points, which showed it has some amazing initiatives going on that other schools don’t have.”UVM received bonus points for a variety of projects, including its new Clean Energy Fund, the Campus Kitchens Project, an educational campaign opposing bottled water, the university’s Sustainable Food Working Group, and the Plant a Row for Hunger project supported by students. UVM also received credit for the large number of students 204, more than any other college who participated in Power Shift ’09, a youth-led rally in Washington, D.C. on climate change.According to Gioia Thompson, director of UVM’s Office of Sustainability, UVM’s growing reputation as one of the country’s most environmentally committed schools begins with its long-standing academic program in the environment, one of the country’s oldest. “There’s a 30-plus year foundation there for our more recent successes,” she said.She also pointed to the institution’s 20-year history of investing in energy efficiency and more recent investments like creating an Office of Sustainability and establishing a Clean Energy Fund. Student interest and engagement are perhaps the most important factor. “Their energy and vision make campus sustainability a cool thing to be involved with here,” she said. “That’s huge.”UVM has received several other accolades for its green campus and practices in recent months. The Sustainable Endowments Institute selected it as one of the nation’s six greenest schools in its 2008 Annual Report Card; Forbes magazine included the university in its “10 Greenest Colleges and Universities” list; and the 2009 Kaplan College Guide named it one of the country’s “Top 25 Most Environmentally Responsible Schools.”Sierra magazine has 1.2 million readers and is a publication of the Sierra Club, the nation’s oldest and largest grassroots environmental group.The complete scorecard for the Coolest Schools list is available online at www.sierraclub.org/coolschools(link is external). Source: UVM. August 21, 2009.
By Dialogo July 17, 2009 Colombia has prevailed despite being victimized by violent guerrillas and drug trafficking. While the country continues its fight to eradicate those conflicts, it also offers help to others dealing with similar threats. During a visit to U.S. Southern Command headquarters in Miami, Carolina Barco, Colombian ambassador to the U.S., spoke with DIÁLOGO about Colombia’s diplomatic role on an international level and its partners who have helped the country prosper. *_*DIÁLOGO: Colombia and the U.S. have traditionally been strong allies in the region. In your role as ambassador, how do you see that relationship in the future?*_* _Ambassador Barco:_ Like you say, Colombia and the U.S. have traditionally been very good allies and very good friends. Friends as states, as countries, as people; I feel this relationship is going to continue, like when we joined them in the Korean War. We have always shared democratic values, searching for peace and prosperity. So I see this as a relationship that will remain very strong. And with President Obama’s new government, we are certainly going to continue working on new opportunities. *_*DIÁLOGO: U.S. support for Colombia, particularly the Colombia Plan, has provoked some criticism. How important is this support for Colombia in continuing with its achievements?*_* _Ambassador Barco:_ To begin with, I would say the Colombia Plan has been a great accomplishment and a great success. And to prove it, just go to Colombia and speak with any Colombian who will tell you and will also radiate the optimism of our country, of our future and the possibility of having a more prosperous and peaceful country. And we owe that, to a great extent, to the Colombia Plan. I can provide data to show how that situation has progressed. In 1998, Colombia was in a very deep recession because the levels of violence associated with drugs made Colombians and foreigners lose faith in the country and not want to invest, so we entered a pronounced recession. After six years of the Colombia Plan and President Álvaro Uribe’s leadership, we have a country — until last year, before this global recession began — growing by 6 percent in annual foreign investment during the last four years. And despite last year’s economic difficulties, it was up to $8.5 billion. We are a country that has been able to shrink its poverty rate by 10 percent, has lowered insecurity levels by 40 percent, and its terrible affliction of kidnappings by 80 percent. *_*DIÁLOGO: You are here for a diplomatic meeting with Adm. James G. Stavridis, commander of U.S. Southern Command. How important is the relationship between diplomats and the military regarding security matters?*_* _Ambassador Barco:_ I believe security issues have to be viewed from a military as well as a diplomatic perspective, because they require military actions, as well as cooperation and calculation. Therefore, it is necessary to work in diplomatic environments, seeking cooperation and military environments to increase the capacity of each side and to work jointly to face the issues that allow for greater security. *_*DIÁLOGO: Colombia has undoubtedly had a very positive history tied to security and prosperity. Why has Colombia achieved better results than other nations with similar problems?*_* _Ambassador Barco:_ I believe it’s essential to understand the direct relationship between security and prosperity. The drug culture relies upon the advancement of corruption and violence. So when Colombia adopts very clear policies on improving the country’s security — strengthening the armed forces within the criterion of respect for human rights and to develop armed forces like we have today, which are respected by the people — it reduces insecurity and leads to renewed investment growth. Colombians have renewed faith in their country; they are investing again, and foreigners are visiting Colombia. As a result, the economy is growing. Unemployment has declined from 20 percent to 11 percent. *_*DIÁLOGO: Colombia has made significant progress in an era of combating mob leaders, violence and drug traffickers. What suggestions can you offer a country like Mexico, which is currently struggling with those same challenges?*_* _Ambassador Barco:_ We have the utmost respect for Mexico and President Felipe Calderón, and we offer our solidarity to confront the terrible problem that is the presence of narcotrafficking in his country. He’s known from the start that President Uribe has been ready to offer the support he values and to share with them the lessons we learned from a very complicated history of fighting narcotrafficking. I believe President Calderón’s leadership, the same leadership our presidents gave during their time, encourages citizens to take a strong stance against narcotrafficking. In Colombia’s case — regarding our police as well as our army — it is also very important to strengthen those institutions to battle drug trafficking. It is also crucial to strengthen the institutions of justice and those that allow us to fight narcotrafficking more effectively through intelligence and better-coordinated actions between the country’s different institutions. *_*DIÁLOGO: What lessons can Afghanistan learn from Colombia’s experience with the Revolutionary Armed Forces of Colombia (FARC)?*_* _Ambassador Barco:_ We have invited members of their military to come to Colombia and observe our training. We plan on bringing our de-mining programs to them. Colombia has endured the tragedy of mines planted by the FARC, and we hope to share our experience with Afghanistan in identifying where their mines are and in addressing that challenge to the civilian population. I believe Colombia is aware that in the fight against drugs, it is essential to reinforce the presence of the state and to strengthen institutions. I believe it is also a very relevant lesson for Afghanistan, and we hope to be able to share it with them. It is part of the work we are doing, showing a greater state presence in different regions where there are drug problems. *_*DIÁLOGO: How do you see collaboration efforts of countries in the region against common threats, such as security?*_* _Ambassador Barco:_ Drug trafficking and security are global issues that do not affect just one nation. They always have regional ramifications and it becomes essential to work with the neighbors and with the region. In regards to narcotrafficking, we must consider the entire chain, from the countries that produce drugs to those in which they are trafficked and those that consume them. To be successful, we must look at production, processing, trafficking, precursors, weapons, laundering, all of these components, and each person and each country must assume the necessary responsibilities and policies. *_*DIÁLOGO: Your country doesn’t like the vision Hollywood has of Colombia because they always depict it negatively. Therefore, one of your goals is to improve Colombia’s international image. How are you going to achieve this?*_* _Ambassador Barco:_ I believe people’s perception of Colombia has changed a lot. However, that drug trafficking image persists. Unfortunately, I think two films about Pablo Escobar will be released this year, and this is likely to revive that image. People forget this happened more than 15 years ago. But on the other hand, I believe several successes like Operation Check have shone through, where we see our armed forces rescuing the hostages held in Colombia; where we see levels of security. Our tourism has increased. So I believe these are tangible ways to see that image has changed. *_*DIÁLOGO: What could other countries learn from Colombia?*_* _Ambassador Barco:_ Colombia is much more than just the fight against drug trafficking, and I always say that I long for the day when I can speak of that creative Colombia which boasts Nobel Prize winner Gabriel García Márquez, one of its iconic writers, as well as other celebrated writers. Or to be able to speak of sculptors like Fernando Botero, to name just one, and singers like Shakira and Juanes, also just to name a couple. Colombia is very rich in biodiversity, very rich in culture, in its different regions. It is a country of hard working people, of happy people, who above all are friendly and welcoming to foreigners. I hope people from other countries who are starting to visit us learn from Colombia the marvel of a country that has had to face this tragedy of drugs, but is doing it in a very brave, very committed way and is prevailing. _Carolina Barco was appointed ambassador of Colombia to the U.S. in August 2006 by President Álvaro Uribe. Between August 2002 and August 2006, Barco was minister of Foreign Affairs. She has worked in the public sector as adviser to the ministries of development, culture and environment, as well as the National Planning Department and the Office of the Mayor of Bogotá. She has also worked as international cooperation adviser to the U.N. Development Program. Barco holds a bachelor’s degree in social and economic sciences and a masters in business administration and urban and regional planning._
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York A man has been arrested for fatally shooting a 31-year-old man in the New Cassel neighborhood where they both lived this week, Nassau County police said.Naqunne Jackson, 29, was charged Wednesday with second-degree murder in the death of William Moody.Homicide Squad detectives alleged Jackson shot and killed Moody on State Street at 3:30 p.m. Sunday.Jackson was paroled in 2011 after serving four years in prison for drug and weapon possession, records show.Jackson will be arraigned Thursday at First District Court in Hempstead.
by: Philippe AsselinRecently someone shared with me their teenage son averages over $20 an hour working part time bussing tables at the local BBQ place—and he receives some optional benefit offerings plus half-price food (I hear they even have fried corn nuggets!) Oddly, they are still taking applications even though they pay at that rate. I can meet you there later today . . . PM me . . .Does $20 an hour to bus tables sound like a lot of money—or maybe too much money? More than your part time or even full-time employees are making? Perhaps so—but more interesting to me is that they are still hiring in a town with moderate to higher unemployment levels and low overall wages compared to the national averages for financial institutions. (89% of the average to be exact) So is $20/hour actually high enough if they are still looking for more help? Will he quit and go to work at a financial institution for $12 an hour? Maybe after he graduates? Probably not, as this all-star athlete and student maintains the same “show me the money” mantra as many of his peers. It’s great to be at the age of perceived invincibility!It would seem the best scenario would be to have all full time employees with full benefits, as many companies with a sound compensation philosophy experience lower turnover with full time employees (part time employee turnover is almost three times higher, as noted by the Hay Group Study in an article published by Fortune in September of 2013 titled “How Costco Saves Taxpayers Money.”) Typically the full-time employees are career-minded and seek long-term, stable employment, especially during economic downturns as fear grips their hearts. Often the most marketable employees consider trading up for more compensation and benefits, as they believe and typically can find employment anywhere. If this is true, would all employee turnover be detrimental? Or only when we lose the “playmakers” on the team?Unfortunately most businesses do not have a constant and consistent rate of work coming in, especially businesses open to the public, as they are at the mercy of those they serve. Technology investments that theoretically increase efficiencies often compound the challenges. This makes the need for part- or peak-time employees paramount to some successful businesses, as the down time for full-time employees can be very costly if they are left to invent work on their own. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
133SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Michael Waylett Michael joined Magnolia Federal Credit Union in May 2016. He holds a B.A. Degree in Financial Economics from Lynchburg College and a Master of Business Administration (M.B.A.) … Web: https://www.magfedcu.org Details As a lifelong economy-flying patron, I’ve never flown first class. I’ve watched for years, flight after flight, the highly successful and esteemed first-class passenger enter the plane before me, place their luggage in the spacious overhead compartments, and take their oversized seats with dignity and class. I’ve always cautioned myself against becoming envious of people, (as it’s based off of ephemeral snapshots of their lives and inevitably leads to dissatisfaction) but I must admit I’ve succumb to envy, and even resentment, of the first-class passenger a time or two in my lifetime. Even with my wholehearted attempts to fight against it, the first-class passenger has long-represented aloofness in my eyes.But on Monday, September 22nd there I was, on the first leg of a flight from Jackson, MS to Chicago by way of Atlanta, sitting comfortably and contently in first-class with the rest of the distinguished. At last, I had arrived I thought… about darn time, I thought. I boarded the plane early and avoided the lines; I had excess space for my luggage in the overhead bin; and I sat down in a king-sized, cushiony seat with a bottle of water to my right awaiting my arrival. What’s more, the flight attendant immediately asked if she could get me anything within seconds of taking my seat. The economy passengers hadn’t even entered the plane, and the flight attendant was already asking me what else I needed to solidify the royal, first-class treatment.Let the record show, I would never expend my money or my credit union’s money on first-class seats. I’m far too cheap for that. The first-class seats were purchased by Lending Solutions Inc (LSI), a vendor of ours, who were hosting a colleague and I to their headquarters in Elgin, IL to see their operation in action. If I didn’t make it obvious enough that this was my first time in first-class for the plane ride, I’m certain everyone around us knew I had never been chauffeured in a limo before. It was a dead giveaway, when, immediately upon entering the limo, I started playing with all the gadgets and had our driver snap endless pictures of us in the backseat like I was on top of the Eifel Tower or something.After a brief tour of LSI’s facility and discussion about our working relationship, their supreme hospitality continued when they treated us to the Bears v. Eagles game on Monday night. Outside the stadium, an hour before kickoff, a Colin Kaepernick football jersey triggered a conversation between my co-worker and I, for which I was unprepared. In an effort for full disclosure, the co-worker was my subordinate and happened to be an African-American woman. As she became most passionate about her convictions and stance, my experience in HR and my Danger Radar urged me to disengage, stop the discussion, and rough transition to a discussion about unicorns or the beautiful Chicago skyline hovering above scenic Lakeshore Drive. I ignored my paranoid judgment and we proceeded to discuss a heavy and sensitive topic.What started with a personal opinion that kneeling during our national anthem is disrespectful (and Mr. Kaepernick could use other methods for bringing racial inequality to the limelight) ended with a meaningful discussion about racial inequality and police brutality. The conversation began to turn when I stopped trying to have an opinion and “behave” like a boss. Instead, I began to listen. When I engaged my ears and disengaged my mouth, I began to witness a lot of anger and disappointment from her. This co-worker persuaded me to focus on the issue Kaepernick was protesting, rather than the method in which he was taking a stand by taking a seat.I learned. My opinion and stance on the issue changed. I too became outraged and disheartened that that such injustices were still occurring in 2016. This experience reminded me of a lesson in leadership I continue to be taught over and over again. I’m not always there to have all the answers or convince others of my opinion. Sometimes, even though my job title may try to deceive me and make me think otherwise, I’m actually there to be the pupil and to learn from those I manage. Not a lesson you’re taught ever day in management school!While I’ll refrain from being disingenuous and be forthright in my admission of just how cozy and nice those first-class seats were, I will say the most effective leaders I’ve ever witnessed in education, sport, and business all have this one thing in common: they don’t lead from first-class, they lead from coach.
Jan 9, 2007 (CIDRAP News) – The US Food and Drug Administration (FDA) has approved a refrigerated form of FluMist, the nasal-spray influenza vaccine, which should be more convenient for providers than the current formulation, MedImmune Inc. announced yesterday.FluMist, a live attenuated vaccine first approved in 2003, is currently approved for use in healthy children and adults from ages 5 to 49 years.The new formulation will allow healthcare providers to store the vaccine in a refrigerator rather than a freezer as now required, said Frank M. Malinoski, MD, PhD, senior vice president of medical and scientific affairs at MedImmune, based in Gaithersburg, Md.”We recognize that the frozen storage presented difficulties for some physician practices as well as for providers who administer vaccine in places like schools, pharmacies, and grocery stores, and we are confident that this improvement will enhance access to this important vaccine,” he said in a news release.The new FluMist formulation, known in clinical studies as cold adapted influenza vaccine trivalent (CAIV-T), will be available for the 2007-08 flu season. MedImmune said the frozen and refrigerated formulations are free of preservatives, including thimerosal.In July 2006 MedImmune asked the FDA to expand the age indication for the vaccine to children as young as 1 year who do not have a history of wheezing or asthma. If the FDA approves the request, MedImmune said, production of CAIV-T would be increased for the 2007-08 season. The company said it hopes to ship its first doses in time for physicians to begin vaccinating patients as early as August.Phase 3 trial results that MedImmune submitted to the FDA in 2006 showed that FluMist was 55% more effective than an injectable vaccine in children aged 6 months to about 5 years, according to the MedImmune release. FluMist was more effective against flu viruses both well-matched and poorly matched to the vaccine in the 2004-05 flu season.However, a study in the Dec 14, 2006, issue of the New England Journal of Medicine suggested that in adults, FluMist was less effective against type B influenza than the injected vaccine in the 2004-05 season. Both vaccines had similar efficacy against influenza A in adults.See also:Jan 8 MedImmune press releaseMay 17 CIDRAP News story “Study: FluMist works better than shots in kids under 5″Ohmit SE, Victor JC, Rotthoff JR, et al. Prevention of antigenically drifted influenza by inactivated and live attenuated vaccines. N Engl J Med 2006;355(24):2513-22 [Full text]
Categories: Letters to the Editor, Opinion The 2017 general election is over. There’s lots to talk about. I heard a collective gasp from Facebook friends when I said I was voting no on Proposition 2. “Why wouldn‘t you, a long time researcher of police violence, want public officials, police, to forfeit their pensions for being convicted of a serious crime?” My response: Proposition 1 for a Constitutional Convention should be recognized as an attempted “administrative coup.”Proposition 3 was a way to facilitate future land grabs to turn peoples’ land and potentially their homes over to politicos. I vehemently refused to vote “yes” on Proposition 2 — an assault on civil service workers’ pensions and civil service protections. Be aware that Proposition 2 will: Dilute civil servants’ benefits through judicial decisions and weaken legislation that protects government workers from officials’ political aspirations and vendettas. As an end run around civil service legal protections and benefits, it will hurt government workers and their families. Pensions are family-earned, not the sole possession of one worker. Ask those who have gone through a divorce.It is not a resource for closing a government’s annual budget gap. As an extra-legal pension grab, Proposition 2 will let governments control your savings for their benefit.States and municipalities already routinely use pension funds to cover holes in their budgets. State and local governments let pension funds go into arrears, or they borrow against your pension, and pension managers’ bad investments erode workers’ pensions.A government’s confiscating an alleged “criminal’s” pensions threatens all government workers. Eyes and ears Schenectady. You wanted Proposition 2; now our leaders need watching.Martha K. HugginsSchenectadyMore from The Daily Gazette:EDITORIAL: Thruway tax unfair to working motoristsFoss: Should main downtown branch of the Schenectady County Public Library reopen?EDITORIAL: Beware of voter intimidationMotorcyclist injured in Thursday afternoon Schenectady crashSchenectady’s Lucas Rodriguez forging his own path in dance, theater, music