If you want to lose weight or maintain a proper weight, eat a healthy breakfast, Eric Rimm, professor of epidemiology and nutrition at Harvard T.H. Chan School of Public Health, advised in the Boston Globe January 13, 2015. Breakfast should make up 25%–30% of the average individual’s daily calorie intake, and has been shown in studies to help with losing weight and keeping pounds off.There is no single food to select to have a healthy, filling breakfast; it’s important to try different foods and see what works. Start by reading food labels at the grocery store, Rimm said. He suggested considering eggs for protein, oatmeal, and whole-wheat bread, and skipping sugary foods and processed meats like bacon, sausage, and even turkey bacon.“It takes a concerted effort, with slow changes in your diet,” Rimm said. “People have to realize that some things won’t work. Failure is part of [weight loss], and it will take time. There are many successful options out there, but no one option works for everybody.” Read Full Story
Physicians often underestimate the addictiveness of opioids when writing prescriptions for patients, Atul Gawande, professor in the Department of Health Policy and Management at Harvard T.H. Chan School of Public Health and director of Ariadne Labs, said at a forum on “The State of Public Health.” He discussed current public health issues, ranging from gun violence to unaffordable health coverage, at the March 7 John F. Kennedy Jr. Forum at the Harvard Kennedy School’s Institute of Politics.Gawande said he and other physicians have probably unknowingly had a role in the opioid crisis when prescribing the medications by not realizing how addictive the drugs are, according to a March 8, 2018 Harvard Crimson article. “I had no idea. And I was handing it out with prescriptions which were giving people 50 pills when they would use three,” he said, and the remaining pills could end up on the black market, the article stated.His frankness was lauded by others at the program. Theodore “Ted” Strickland, former Ohio governor, said, “He talks about [these issues] as a problem solver, and we need to listen to him, as a country and as a society. I think he has a voice that can lead us to making better decisions if we listen to his sage advice.”Read the Harvard Crimson article: Gawande Speaks on Addictiveness of Opioids at IOP: ‘I Had No Idea’Learn morePhysicians’ opioid prescribing patterns linked to patients’ risk for long-term drug use (Harvard Chan School press release)Overcoming the opioid crisis (Harvard Chan School news)Recent Massachusetts effort to curb opioid prescriptions may not be effective (Harvard Chan School news)President Trump’s opioid declaration unlikely to address root causes of epidemic (Harvard Chan School feature)How to address opioid epidemic? The public is unsure. (Harvard Chan School news)The Opioid Crisis (The Forum at Harvard Chan School)Opioid Painkiller Abuse: Ending the Crisis (The Forum at Harvard Chan School) Read Full Story
Peter Raymond, a fixture in Vermont’s captive insurance industry for 22 years, has announced his plans to leave his state regulatory position and take a job outside of the captive insurance sector.Raymond, the Director of Captive Insurance for the Vermont Department of Banking, Insurance, Securities & Health Care Administration (BISHCA), will be replaced by Sandy Bigglestone, a 13-year veteran with the Captive Insurance Division.”On behalf of the people of Vermont I want to thank Peter for his service to the state, and wish him well,” said Governor Jim Douglas. “Peter has been an important part of our success in the captive industry, and leaves the division well-positioned to continue that tradition.”As the Director of Captive Insurance, Bigglestone will be responsible for organizing and directing the operations of the examination and analysis section of the Captive Insurance Division, which is led by Deputy Commissioner for Captive Insurance David Provost.”While we will obviously miss Peter, Vermont continues to have the most experienced, credentialed and able captive regulatory staff in the country, if not the world,” said Provost. “Our team will maintain the regulatory continuity and momentum of the Captive Division.”Raymond, who received a bachelor’s degree in business administration from Lyndon State College, is a Certified Financial Examiner and Certified Public Accountant who served on the National Association of Insurance Commissioners (NAIC) Risk Retention Group Task Force; the NAIC Financial Examinations Handbook Risk Retention Group Subgroup; and the Captive Regulators’ Advisory Council for the International Center For Captive Insurance Education.He will leave state government on July 16th to become a contract examiner and consultant for the Florida Hurricane Catastrophe Fund.”It has been a pleasure to serve the State of Vermont, and one of the things I am thankful for is that I can continue to live in this wonderful state while traveling around the country in my new position,” Raymond said.Bigglestone, who graduated from Southern New Hampshire University with a BS in accounting, is a Certified Public Accountant and a Certified Financial Examiner. She is a member of the American Institute of Certified Public Accountants, Vermont Society of Certified Public Accountants; and the Society of Financial Examiners, where she also serves on the Board of Governors.Prior to her promotion, Bigglestone was the Director of Financial Examinations; Chief Examiner; Assistant Chief Examiner; Examiner-in-Charge; and Insurance Examiner with the division, and spent three years in public accounting and two years working in the accounting department of a medical center.”I am looking forward to continuing the Vermont Captive Division’s tradition of firm, fair and predictable regulation for the captives domiciled in our state,” Bigglestone said.A captive insurer is a company that is owned or controlled by its policyholders, thereby enhancing the parent company’s ability to control its own insurance costs. Through captives, businesses have access to broader, less expensive insurance markets.Vermont has constructed what is considered to be the “gold standard” of regulatory systems to ensure the solvency of captives while recognizing the special purposes for which they were formed, and the state licensed 39 new captive insurance companies in 2009 as it approaches the 900-license milestone.Vermont is the largest captive insurance domicile in the U.S. and the third largest in the world, with gross written premium estimated for 2009 in excess of $20 billion. Forty-two of the Fortune 100 have Vermont-based captives, and 18 of the companies that make up the Dow 30 have Vermont captives. www.VermontCaptive.com(link is external)Source: BISHCA. 6.10.2010
9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr by: Bill PiperA key Senate committee passed a bill today allowing the nation’s capital to establish regulated marijuana stores and let banks provide financial services to state-legalized marijuana dispensaries. These are just two of several marijuana reforms advancing in Congress. Meanwhile sentencing reform is gaining steam, and the U.S. is shifting towards treating drug use as a health issue instead of a criminal justice issue.23 states have legalized marijuana for medical use — and an additional 16 states have legalized CBD oils, a non-psychotropic component of marijuana that has proven uniquely effective in managing epileptic seizures that afflict children. Four states have legalized marijuana like alcohol — Alaska, Colorado, Oregon and Washington. Last November nearly 72 percent of voters in Washington, D.C., the nation’s capital, approved a ballot measure making it legal to possess and grow marijuana for personal use.Congress allowed D.C. to legalize marijuana but prohibited the city from legalizing and regulating marijuana sales. Thus, it is legal to possess, use, and grow marijuana in the nation’s capital but the sale of marijuana remains illicit and unregulated. This has prevented the city from establishing age restrictions and other sensible controls. Fortunately, a spending bill advanced by the Senate Appropriations Committee today eliminates the congressional ban, allowing D.C. policymakers to tax and regulate marijuana. continue reading »
6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr A new brand was what home décor retailer At Home thought would propel them out of their rut of failure. After spending more than $20 million on a new name, a new logo, and new store layouts in 2014, they realized that wasn’t all they needed. “We had jaded workers who’d been with the old regime,” Valerie Davisson, Chief People Officer of At Home noted in a recent interview. It was so bad, that they were turning over their frontline staff four times a year.Several years later, At Home is a different company. Sales are up, and there’s more consistency among the frontline staff. So what changed, besides the name and look? They started investing in their employees. They ditched the corny outdated training videos and implemented a personalized gamified learning app. At Home staff can now spend 10 minutes every shift learning about everything from new product lines to how to spot counterfeit money.If you have a younger staff than you did a few years ago, listen up. 93 percent of Millennials crave learning opportunities, but only 39 percent say they’ve had a chance to learn something that will help them do their job better in the past 30 days. There’s one more thing you should know: 87 percent of those Millennials surveyed look at the potential to grow (not be promoted) as an important factor in their job search. That’s more than either Gen Xers and Boomers! continue reading »
ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr This is placeholder text continue reading » This post is currently collecting data… As we set out to write an opinion piece on what either the re-election of Donald Trump or the election of Joe Biden would bring for the financial markets, we thought we would wait to see how the debate went on Tuesday. Unfortunately, but perhaps not surprisingly, the debate offered little to nothing regarding policy on stimulus, COVID-19 relief plans, business regulation, tax plans, environmental regulation, global trade, or healthcare. We are probably missing a few items but since the “debate” was little more than 90 minutes of shouting and insults, we can assume that discussion of missing topics will be at the next debate.Nevertheless, we were ready to soldier on since we have a good idea of each candidates’ views. Then, President Trump ended up in the hospital with COVID-19. Now, we must factor into our view the fact that the President might not even be in shape to run in 30 days. Moreover, we also have to consider that despite being more cautious than President Trump, former Vice President Biden is 78 years old. He was standing six feet away from the President on Tuesday night, is still on the campaign trail, and is surrounded by campaign staff. Then, of course, we have Vice President Pence, perhaps vulnerable, as he was at the Rose Garden event that seems to have been a super-spreader. He will also be on the campaign trail as President Trump recovers. Since this is 2020, we cannot rule out anything.We think it is obvious that if we get closer to November 3 and the President is not well—and perhaps his opponent is not well either—that we will have maximum chaos. Equities have so far not only defied losses, they have prospered during a global pandemic, high and sustained levels of unemployment, a record drop in GDP, and entire industries on the brink of ruin. To all of that, add the President of the United States and the Republican leadership in the Senate coming down with COVID-19, and the oncoming freight train of consumer and commercial loan defaults as foreclosure moratoriums and payment forbearances expire. If we have an election where one or both septuagenarian candidates are in the hospital with a deadly virus, we think even the youngsters on Robinhood will sell! Cash will be king as an event such as this would bring back the crazy days of last March before the Fed stepped in along with Treasury and implicitly or explicitly guaranteed almost everything. Unfortunately, this scenario does not have a probability of zero, so we would be dialing down a few degrees of both credit and interest rate in risk portfolios now. Better to get a clearer picture of President Trump’s condition in the next week or so.
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York A 38-year-old Bay Shore man was arrested Thursday, three days after he allegedly assaulted a woman and left her on the side of the Southern State Parkway in Suffolk County, State police said. Investigators charged Antoine Smiley, a parolee, with first-degree robbery and second-degree assault. State police said they received a 911 call on Wednesday from a motorist who saw an injured woman on the side of the parkway, near exit 37. When Troopers arrived they found a “seriously injured female” who had been assaulted and robbed, police said in a news release. The woman was taken to a nearby hospital, police said. After a three-day investigation, Smiley was apprehended by the US Marshal’s Regional Fugitive Task Force and later processed by State police. He is awaiting arraignment. According to New York State records, Smiley was released to parole supervision on March 30 and had absconded. Police said the investigation is continuing. Anyone with information regarding the incident is asked to call State police at 631-231-6389. A police spokesman was not immediately available for comment.
Indonesia consumed 7.6 million tons of LPG last year, 74 percent of which was imported, according to Energy and Mineral Resources Ministry data.Indonesia’s main strategy to cut LPG imports is by expanding its household gas pipe network (jargas), which channels domestically produced natural gas. However, the network’s reach is still very limited. Even certain neighborhoods in Jakarta, the nation’s capital, are unable to access the network.Instead, over 60 percent of Indonesian villages rely on LPG as a staple cooking fuel, which is sold in green, pink and blue canisters, BPS 2018 data show.Demand for biodiesel is also expected to rise in Indonesia over the coming years alongside the growing demand for commercial transportation and the government’s continual escalation of its palm oil-mixed biodiesel program.Fajriyah Usman, the spokeswoman for Pertamina, which is PGN and KPI’s parent company, said PGN’s petrochemical plan was still at an early planning phase.“But Pertamina is prioritizing this plan to immediately reduce LPG and fuel imports,” she told The Jakarta Post.However, an industry expert pointed out that current economic conditions were not ideal for PGN to start producing such petrochemicals as crude oil prices were at record lows amid the ongoing health crisis.“With COVID-19 going on, the timing is not ideal,” said Fajar Budiono, secretary general of the Indonesian Olefin, Aromatic and Plastic Industry Association (Inaplas).He estimated that the facility’s engineering process alone would take at least 3.5 years. Assuming PGN completed its feasibility study this year, the facility would only be operational by 2025, at the earliest.“Hopefully, methanol and DME prices will improve by then,” he said.Topics : National gas distributor PT PGN plans to diversify into petrochemical production over the coming years to help reduce Indonesia’s reliance on imported fossil fuels.PGN expects to complete a feasibility study on the plan with fellow national refiner PT Kilang Pertamina Indonesia (KPI) between 2022 and 2023, said PGN president director Suko Hartono on Monday.He said the distributor wanted to convert natural gas into methanol and dimethyl ether (DME). Methanol can be used to produce biodiesel while DME can substitute liquefied petroleum gas (LPG) – a chemical derived from crude oil – to produce cooking gas. “But we will limit this to 5-10 percent, maximum 15 percent, of our portfolio. Because this is not our main business,” he told House of Representatives lawmakers in Jakarta.PGN, he noted, was looking to source gas for the project from major oil and gas projects in East Java, South Sumatra and Kalimantan.Oil and gas imports are a leading contributor to Indonesia’s trade deficit that puts pressure on the rupiah exchange rate and is thus a key vulnerability for Southeast Asia’s largest economy.Oil and gas recorded a US$9.35 billion trade deficit last year versus a $6.15 billion non-oil and gas trade surplus, Statistics Indonesia (BPS) data show. During this year’s January-May period, the commodities booked a $3.36 billion trade deficit while non-oil and gas racked up a $7.67 billion trade surplus.
‘Very natural’ Despite its economic advances, South Korea remains socially conservative and Human Rights Watch says discrimination against women and minorities is widespread.Jang said her family suffered; as well as autism, her sister has intellectual disability — conditions some blamed when they were growing up on their mother’s supposed “sins”.The mother struggled to cope and received limited help from the government or community, and eventually the disabled sister was placed in an institution where Jang alleges residents were mistreated.Soon afterwards their mother left the family and her father sent Jang to live with her grandparents.”When I realized my mother had left, I was very sad, but on the other hand, I also thought it was a very understandable decision,” Jang told AFP in an interview.Her mother’s experiences, and those of her sister and herself, made feminist campaigning “very natural” to her, she added.In 2011 she dropped out of the prestigious Yonsei University — an unconventional decision in a competitive society where college degrees often define lives.Then, 18 years after the family split up, Jang took her disabled sister out of the care facility to look after her herself.Jang’s 2018 documentary “Grown Up” follows their first months living together again, and on YouTube Jang has consistently called for people with disabilities to live in the community.Last year Jang joined the left-wing Justice Party and in April this year was among six MPs from the group elected to parliament in a vote that President Moon Jae-in’s Democratic Party won by a landslide.But Jang’s bill will struggle to become law. “For a long time, parliament has existed as an institution made up of middle-aged, able-bodied men,” Jang said. Jang stands out in a legislature where 83 percent of MPs are over 50 and only 19 percent are women — a figure that would place the South at 116th in the latest Inter-Parliamentary Union global ranking.Now she is taking on the country’s deep-seated patriarchy and religious conservatism — including powerful megachurches that condemn homosexuality — by drawing up a new anti-discrimination bill.It would ban favoritism based on sex, race, age, sexual orientation, disability or religion as well as several more unusual criteria such as criminal history, appearance and academic background.However, over the past 13 years six attempts to pass broad anti-discrimination laws in South Korea have all failed. Topics : ‘It’s a sin’Religious beliefs hold much sway in South Korea, where churches remain an important political space and many evangelicals oppose gay rights.Pastor Kim Kyou-ho, who leads the campaign group Counter Measure Committee for Homosexuality Problems, insists the Bible says homosexuality is a “sin”.”If anti-gay people’s human rights and freedom of speech are violated in the process of protecting the human rights of sexual minorities, we cannot call this democracy,” Kim said.About 40 percent of the country’s parliament is Protestant, according to the United Christian Churches of Korea, and few politicians are willing to challenge the religious lobby.Of 10 MPs who signed Jang’s bill last month, only two are from the left-leaning Democratic Party, whose support is crucial.Activists say the Democrats have failed women, with three party heavyweights currently accused of sexual misconduct, including Seoul mayor Park Won-soon, who took his own life earlier this month.Jang was one of two female lawmakers who declared they would not attend Park’s government-run funeral, and instead called on officials to take action against sexism.Moon, a former human rights lawyer who once pledged to be a feminist leader, supported an anti-discrimination bill during his ill-fated 2012 presidential run.But during his successful 2017 campaign he said he “opposed” homosexuality and that “social consensus” was needed before legalizing same-sex marriage.Jang, though, insisted rights issues could not wait.”The essence of politics lies in making choices, and taking responsibility for your actions and words,” she said. When Jang Hye-yeong was 13 the strain of caring for her disabled sister tore her family apart.Her autistic sibling was placed in a care home for almost two decades, while another sister was sent away to a boarding school, and her mother left the family.The experience turned Jang into a disability campaigner — and singer-songwriter and YouTuber to boot — who was elected to parliament in April as one of South Korea’s youngest MPs, aged just 33.
GM’s United States rival Ford has teamed up with German giant Volkswagen to jointly develop electric and self-driving vehicles, and a pending merger between Fiat Chrysler and Peugeot also aims to hold costs down.Morningstar analyst David Whiston said there few details offered on the extent of the financial savings to either firm, but that “the alliance can make sense” if Honda makes headway in some of the truck segments where it lags and GM benefits from Honda’s expertise with smaller cars.”We see the agreement as a low-risk and potentially high-reward move for both firms, and their prior history lowers the risk of tension and poor cooperation,” Whiston said.Topics : General Motors and Honda announced Thursday they were establishing a strategic alliance in North America to share vehicle platforms and development costs.The venture builds on existing partnerships on electric cars and fuel cell systems and comes as automakers face pressure to develop autonomous driving and other envelope-pushing technologies amid uncertain vehicle demand in the wake of the economic downturn due to the coronavirus.A joint press release said the venture would save money from shared vehicle platforms and propulsion systems, joint purchasing and shared research and development spending.