The Interfaculty Initiative in Health Policy has announced the 2010 recipients of the Cordeiro Health Policy Summer Research Grants. Rising seniors pursuing a secondary field in health policy are eligible for the grants, which allow students to get a head start on their senior theses or research projects related to health policy.The nine recipients, including their field of study and thesis/research project title, are listed below:Madeleine Ballard, social studies, “Songs of Survival: Evaluating the Role of Jeliw in HIV/AIDS Prevention in Mali”Eric “Ricky” Hanzich, government, “In His Honor, Without His Proposals: The Impact of Senator Edward M. Kennedy’s Absence from the Health Care Reform Debate of 2009-2010”Christine Kaufmann, history and science, “Farm Security Administration’s Medical Care Programs as a Component of New Deal Health Care Reforms”Katherine Kim, human evolutionary biology, “A Phylogenetic Comparative Analysis and Modeling of Sexually Transmitted Diseases in Primates”Phoebe Kuo, molecular and cellular biology, “Evaluating the Frequency and Necessity of Emergency Transfer of Hand Patients”Sarah Maxwell, social anthropology, “Senegalese Immigrants in America: Health and Social Consequences of Immigration” Abigail Schiff, molecular and cellular biology, “Cardiovascular Outcomes as a Marker of Inequality in the Chilean Health System”Michelle Seslar, sociology, “Social Factors Contributing to Poor Treatment Adherence in Diabetes Patients”Jonathan Warsh, government, “Cancer Politics: Interest Groups, Media, Public Opinion and the National Cancer Institute”
Harvard’s Tsai Auditorium in CGIS South was filled to the brim on Monday evening for Microemgas: The Very Small, the Very Large and the Object of Digital Humanities, a lecture presentation by Franco Moretti.Moretti, professor of humanities at Stanford and author of six books including “The Bourgeois” and “Distant Reading,” is considered a forerunner in the field, which uses quantitative analysis to study literature, presenting the data in charts, graphs, maps and trees. He is also director of the Stanford Literary Lab, where most of the research takes place in the form of “experiments.”“The digital humanities provide many opportunities and many new perspectives as to how to approach the materials [students] work with,” said Homi Bhabha, director of the Mahindra Humanities Center, which co-hosted the event with the Department of English. “And I think this is a good thing.”The Lit Lab has published a total of eight pamphlets, each which pose a different question about a large quantity of literary data. For instance, “Loudness in the Novel” looks at the voices a reader hears while reading aloud or silently, while “Quantitative Formalism” asks whether computers can recognize literary genres. Micromegas is just one of several on-going projects at the Lab.
Everybody say yeah! Kyle Taylor Parker and Steven Booth have been cast as Simon/Lola and Charlie Price, respectively, in the first national tour of Harvey Fierstein and Cyndi Lauper’s Tony-winning Kinky Boots. The high-heeled and fabulous show is set to begin performances September 4 in Las Vegas before continuing to cities across the country. Additional casting will be announced soon. In Kinky Boots, Charlie Price (Booth) has reluctantly inherited his father’s shoe factory, which is on the verge of bankruptcy. Trying to live up to his father’s legacy and save his family business, Charlie finds inspiration in the form of Lola (Parker). A fabulous entertainer in need of some sturdy stilettos, Lola turns out to be the one person who can help Charlie become the man he’s meant to be. As they work to turn the factory around, this unlikely pair finds that they have more in common than they ever dreamed possible…and discovers that when you change your mind about someone, you can change your whole world. Other casting includes Darius Harper, Ricky Schroeder, Juan Torres-Falcon, Hernando Umana, Damien Brett, Stephen Carrasco, Lauren Chapman, Amelia Cormack, J. Harrison Ghee, Blair Goldberg, Crystal Kellogg, Ross Lekites, Patty Lohr, Mike Longo, David McDonald, Bonnie Milligan, Horace Rogers, Anne Tolpegin and Sam Zeller. View Comments The design team for Kinky Boots includes scenic design by David Rockwell, costume design by Gregg Barnes, lighting design by Kenneth Posner, sound design by John Shivers and orchestrations by Stephen Oremus. Parker, who performed as one of the Angels and as the Lola understudy in the Broadway company of the show, and Booth (Avenue Q, Glory Days, Dogfight) will be joined by Lindsay Nicole Chambers (Hairspray, Legally Blonde, Lysistrata Jones) as Lauren, Joe Coots (TV’s Inside Amy Schumer, The Full Monty national tour) as Don, Craig Waletzko (Guys & Dolls, Young Frankenstein) as George and Grace Stockdale in her touring debut as Nicola. Directed and choreographed by Tony winner Jerry Mitchell, Kinky Boots opened on Broadway on April 4, 2013 and continues to play at the Hirschfeld Theatre. The musical took home six 2013 Tony Awards, including Best Musical, Best Score (Lauper), Best Choreography (Mitchell), Best Orchestrations and Best Sound Design.
KeyCorp (NYSE: KEY) today announced a first quarter net loss attributable to Key of $488 million, or $1.09 per common share, compared to net income attributable to Key of $218 million, or $.54 per diluted common share, for the first quarter of 2008. The loss for the current quarter was primarily the result of an increase in the provision for loan losses and a noncash accounting charge for intangible assets impairment. In light of the prevailing economic environment during the first quarter of 2009, Key continued to build its loan loss reserves by taking an $875 million provision for loan losses, which exceeded net charge-offs by $383 million. As of the end of the quarter, Key s allowance for loan losses was $2.186 billion, or 2.97% of total loans, up from $1.298 billion, or 1.70% one year ago. Additionally, the company determined that the estimated fair value of its National Banking reporting unit was less than the carrying amount, reflecting continued weakness in the financial markets. As a result, Key recorded an after-tax noncash accounting charge of $187 million. Importantly, this adjustment did not affect Key s regulatory and tangible capital ratios. As a result of this charge, Key has now written off all of the goodwill that had been assigned to its National Banking reporting unit.Net loss of $1.09 per common shareLoan loss reserve increased by $383 million to $2.186 billion, or 2.97% of total loansNoncash after-tax charge of $187 million ($.38 per common share) taken for intangible assetsimpairmentCapital ratios remain strong; 11.16% for Tier 1 capital and 6.06% for tangible common equityBoard declares dividend on Series A Preferred Stock; expresses intention to reduce commonshare dividend$32 million dividend paid to U.S. Treasury under Capital Purchase Program$7.8 billion in new or renewed loans and commitments originatedCosts well controlledIn light of the prevailing economic environment during the first quarter of 2009, Key continued to build its loan loss reserves by taking an $875 million provision for loan losses, which exceeded net charge-offs by $383 million. As of the end of the quarter, Key s allowance for loan losses was $2.186 billion, or 2.97% of total loans, up from $1.298 billion, or 1.70% one year ago. Additionally, the company determined that the estimated fair value of its National Banking reporting unit was less than the carrying amount, reflecting continued weakness in the financial markets. As a result, Key recorded an after-tax noncash accounting charge of $187 million. Importantly, this adjustment did not affect Key sregulatory and tangible capital ratios. As a result of this charge, Key has now written off all of thegoodwill that had been assigned to its National Banking reporting unit. Our results reflect an extremely challenging operating environment and the expedient steps we continue to take to identify problem loans and to build Key s loan loss reserves, said Chief ExecutiveOfficer Henry L. Meyer III. We believe building additional reserves is appropriate given the continued pressure on credit quality, as more businesses and consumers are affected by the persistent severity of the economic downturn. Our top priorities are to manage through the credit cycle and maintain a strong capital position, Meyer noted, adding that Key s Board of Directors has expressed its intention to reduce Key s quarterly dividend on common shares to $.01 per share from $.0625, commencing in the second quarter of 2009, an action that will retain approximately $100 million of capital on an annual basis. At March 31, 2009, our Tier 1 capital ratio was 11.16% and our tangible common equity ratio was 6.06%. Additionally, weremain focused on managing our costs. During the first quarter, Key originated approximately $7.8 billion in new or renewed loans andcommitments to consumers and businesses. In the current environment, it is imperative that we strike acareful balance between managing risk effectively and doing our part to help the country regain itsfinancial viability, said Meyer. Our commitment is to be part of the solution, as evidenced by ourparticipation in the U.S. Treasury s Capital Purchase Program, designed to provide capital to healthyfinancial institutions to help restore stability to the financial sector and to increase the availability ofcredit to individuals and businesses.Key s Community Banking business continues to benefit from its relationship banking strategy as evidenced by solid loan and deposit growth. Compared to the first quarter of 2008, average loans grew by $855 million, or 3%, and average deposits rose by $1.783 billion, or 4%.SUMMARY OF OPERATIONSKey s taxable-equivalent net interest income was $620 million for the first quarter of 2009, compared to $704 million for the year-ago quarter. The net interest margin for the current quarter declined to 2.77% from 3.14% for the first quarter of 2008. During the past year, the net interest margin has remained under pressure as the fall in the federal funds target rate has caused interest rates on earning assets to decline more rapidly than the rates paid for interest-bearing liabilities. Competition for deposits and a shift in deposit mix to higher costing certificates of deposit have contributed to a lower net interest margin. In addition, earning asset yields have been compressed as a result of the higher levels of nonperforming assets.Compared to the fourth quarter of 2008, taxable-equivalent net interest income decreased by $26million, and the net interest margin was essentially unchanged. During the first quarter, the net interestmargin began to stabilize as deposits repriced and the volume of lower-yielding assets decreased asliquidity improved in the commercial paper market for certain customer segments. These positive developments were moderated by a higher level of nonperforming assets. Average earning assets decreased by $3.242 billion, or 3%, reflecting improved liquidity for commercial customers in thecommercial paper market and a reduction in the demand for standby credit. Run-off in Key s exitportfolio, net charge-offs and a lower federal funds sold position also contributed to the decrease inearning assets compared to the fourth quarter of last year.Key s noninterest income was $492 million for the first quarter of 2009, compared to $530 million for the year-ago quarter. The decrease was attributable to two primary factors. Key recorded net losses of $72 million from principal investing in the first quarter of 2009, compared to net gains of $11 million for the same period last year. In addition, Key recorded a $105 million gain from the sale of Visa Inc. shares during the first quarter of 2009, compared to a $165 million gain from the partial redemption of shares one year ago. Excluding principal investing activities and the gains associated with the Visa shares, Key s noninterest income was up $105 million from the first quarter of 2008. Contributing to this improvement was a $19 million increase in gains on leased equipment (included in miscellaneous income ) and a $10 million increase in income from investment banking and capital markets activities. In addition, Key had net gains of $8 million from loan sales in the current quarter, compared to net losses of $101 million for the same period last year. The increase attributable to these factors was offset in part by net losses of $14 million from securities in the current year and a $12 million reduction in income from trust and investment services.Compared to the fourth quarter of 2008, noninterest income increased by $97 million, due primarily to the $105 million gain from the sale of Visa Inc. shares recorded during the first quarter and a $24 million reduction in net losses from investments made by the Private Equity unit within Key s Real Estate Capital and Corporate Banking Services line of business. Additionally, during the first quarter of 2009, Key recorded net gains (included in miscellaneous income ) of $11 million related to the volatility associated with the hedge accounting applied to debt instruments, compared to net losses of $39 millionrecorded in the prior quarter. The increase in noninterest income attributable to these factors was offset in part by a $35 million increase in net losses from principal investing and a $21 million reduction in income from trust and investment services. Key s noninterest expense was $973 million for the first quarter of 2009, compared to $733 million for the same period last year. Excluding the intangible assets impairment charge of $223 million recorded in the current quarter, noninterest expense was up $17 million, or 2%. Personnel expense decreased by $47 million as a result of lower incentive compensation accruals and a reduction in salaries expense caused by a 5% decline in the number of average full-time equivalent employees. The reduction in personnel expense was more than offset by a $64 million increase in nonpersonnel expense (excluding the intangible assets impairment charge), due primarily to a $27 million credit for losses on lendingrelated commitments recorded in the first quarter of 2008 and a $28 million increase in the FDIC deposit insurance assessment. The higher deposit insurance assessment is a result of actions recently taken by the FDIC to restore the Deposit Insurance Fund to the minimum level acceptable under current law. Additionally, professional fees rose by $12 million as a result of higher costs associated with collection efforts and other corporate initiatives.Compared to the fourth quarter of 2008, noninterest expense declined by $329 million. Personnelexpense decreased by $49 million, as lower incentive compensation accruals and decreases in salaries and severance expense more than offset a rise in costs associated with employee benefits. Included innoninterest expense for the fourth quarter of 2008 is $31 million of severance and other exit costs.Nonpersonnel expense decreased by $280 million from the prior quarter. Excluding the intangible assetsimpairment charge recorded in the current quarter and an intangible assets impairment charge of $465million recorded during the fourth quarter of 2008, nonpersonnel expense was down $38 million, due toreductions in professional fees, marketing expense and a variety of other expense components. Thesereductions were offset in part by a $27 million increase in the FDIC deposit insurance assessment.ASSET QUALITYKey s provision for loan losses was $875 million for the first quarter of 2009, compared to $187 million for the year-ago quarter and $594 million for the fourth quarter of 2008. The increase from the year-ago quarter reflects a higher level of net loan charge-offs in each of Key s major loan categories with the most significant growth experienced in the commercial loan portfolio. The increase in commercial loan net charge-offs is primarily attributable to commercial real estate related credits within the Real Estate Capital and Corporate Banking Services line of business. Net charge-offs for this line of business were up $180 million from the first quarter of 2008 and $137 million from the fourth quarter of 2008. Additionally, Key s provision for loan losses for the first quarter of 2009 exceeded net loan charge-offs by $383 million as the company continued to build reserves in a weak economy.Net loan charge-offs for the quarter totaled $492 million, or 2.65% of average loans. These results compare to $121 million, or .67%, for the same period last year and $342 million, or 1.77%, for the previous quarter.For full press release with tables click on this link .Source: KeyCorp. CLEVELAND, April 21, 2009
Peabody, Before Bankruptcy, Began a ‘Downsizing’ in Step With a Vastly Smaller U.S. Coal Industry FacebookTwitterLinkedInEmailPrint分享Taylor Kuykendall for SNL:Peabody Energy Corp. appears to be stepping up to take a major step in the downsizing of the U.S. coal industry, a trim many believe is necessary to stabilize prices in the oversupplied market.An analysis of early U.S. Mine Safety and Health Administration data shows drastic production cuts across the company’s coal portfolio. The struggle to “rightsize” supply has been a frequent topic of discussion within the industry, particularly as a reluctance to shut down production has created so-called zombie mines that produce with little profit or even a loss.Ted O’Brien, CEO of Doyle Consultants, said at a recent coal industry conference: “At the end of the day, the industry needs some sort of radical change. The market will not bail out the coal industry this time.”Peabody’s total operations reporting so far were down 30.1% year over year.Full article ($): Ahead of bankruptcy, Peabody cut production at nation’s largest coal mine by a third
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Have you seen this robber?Suffolk County police are asking for the public’s help in finding a gunman wanted for robbing more than a half dozen businesses in the past two weeks.The same suspect entered eight establishments since late October, pretended make a purchase and when the employee opened the cash register, flashed a black handgun and demanded cash, police said.The robber has held up seven gas stations in Eastport, Calverton, Mastic, North Babylon, St. James, Dix Hills and Bohemia, plus a Jamba Juice in Stony Brook. No injuries have been reported in any of the cases.The suspect fled each robbery on foot, possibly to a vehicle waiting nearby. He is described as a white man, 25-35 years old, between 5-feet, 10-inches and 6-feet, 2-inches tall with a thin to medium build. He usually wears a dark-colored or gray hooded sweatshirt.Police released a surveillance camera image of the suspect in the hope that someone will recognize him and tell investigators where he can be found.Pattern Crime Unit detectives ask anyone with information on these robberies or if anyone recognizes the suspect in the attached photo to call Crime Stoppers at 1-800-220-TIPS. All calls will be kept confidential.
In my travels throughout the U.S., I make it a habit to routinely stop into both banks and credit unions to see how their service and sales stack up.I visit under the guise that I’ve moved to the area and want to learn more about their financial services. Nine times out of 10, the representatives’ “opening line” consists of pulling out a brochure that outlines all of their products and services and then regaling me with the wonderfulness of everything they offer. Yawn.Recently, I went to a local bank in Houston expecting the same response. But the representative took a completely different approach, catching me completely off-guard.When she asked why I stopped into their bank, I explained I didn’t like the big bank mentality and preferred to support local businesses—including my bank. continue reading » 2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
I keep emphasizing that we need to start respecting ourselves, our culture, history, heritage, identity, way of life and culture in order to be respected by others.If we look through the prism of tourism, the main word and motive of travel is authenticity, ie getting to know new ways and culture of living. It was through that prism in Senj that they started branding the national cultural heritage and revitalizing the almost forgotten Senj Red Riding Hood or from miles as they call it Little Red Riding Hood.The project called “Little Red Riding Hood” is an interdisciplinary multi-year project of the creative and cultural industry with the inevitable segment of preservation, presentation and branding of national cultural heritage. The Red Riding Hood from Senj draws its roots from the Illyrian costume, and in today’s exhibition in the Nehaj Fortress it is worn by an Uskok ensign. With this project, the jewel of the heritage of the city of Senj and Croatia is presented to the general public in a way that according to the original hat template, in a series of workshops in the public open space of squares and streets throughout Croatia, parts of the hat (patchwork) are sewn in such large numbers the biggest Red Riding Hood cap.The project officially starts in Senj, on Senj’s White Waterfront on August 16, 08, at 2017 am, and will later take place in stages, will include selected participants with a sensibility for art, history and preservation of national cultural heritage – and will last for three years. The initiator and author of the project is the Senj artist Marija Zudenigo, and she has already expressed her love for the city with two notable volunteer projects for Senj, “Senjska Balonarij” which marked the great 10th anniversary of this Mediterranean city and “Senjska Fregata” – launching 3000 paper boats to the port of Senj, June 1000, 4.6.2016, in honor of the city of Senj, to preserve the Adriatic and the Mediterranean. “My thinking is moving in the direction of setting up an art platform that would achieve the interest of the audience on social networks and beyond through a series of projects designed in this way based on the historical artifacts of the city of Senj. My wish is to create an emotional connection with the future visitor and to awaken the intention to visit the city at some point. Such projects are imagined to be realized through the contribution of individuals and their free will to participate in them and thus become a visible factor of change.”Maria Zudenigo points out.Great project and tourist story that I must definitely be one of the main motives of the city of Senj. But there are many challenges, first and foremost the Senj hat should once again be positioned among the citizens of Senj and acquire the habit of using and making it. Only when the local population accepts the revitalization and re-wearing of the Senj hat, can the day-to-day development of branding begin, so that the whole story is credible and the Senj hat is proudly spoken about.Nehaj Fortress, SenjThis is exactly one of the first goals of this three-year project, as Zudenigo points out and adds that the Uskok hat practically does not exist except on the stone plastic from the head of the Uskok and as an exhibit in the museum. “The ostrich has never been talked about or interpreted, but we want to revive it because we are certainly talking about a very valuable national cultural heritage. The idea is to assemble these patchouli (pieces of canvas) from all over Croatia in order to make one big Uskok hat that will complete the entire Nehaj Fortress in Senj. One piece of canvas 50cmx50cm will come from each part of Croatia, which would then be combined into one large Uskok hat. By the way, the Uskok hat is usable and wearable even in today’s fashion expressions and trends. Also, the hat is of Illyrian origin and Illyrian costume which means that this story lasts from the Neolithic to the present day. We are going step by step and we will see where this story will take us, I sincerely hope that soon the Uskok hat will become a recognizable symbol of Senj.“Concludes Zudenigo.Citizens of Senj, friends of Senj and tourists who will meet on Senj’s White waterfront at 16 am on Wednesday, August 10, will attend the event – a performance that will start a large interdisciplinary project “Little Red Riding Hood” – sewing Senj’s Little Red Riding Hood hat.
Former France international Franck Ribery was not only injured playing for Fiorentina on Sunday but returned home to find he had been robbed too, the player said on social media on Monday.Ribery limped off with a foot injury after a second half collision in the 2-1 victory at Parma as his Italian club ended a five-match winless run.But celebrations were short lived as on his return to his home in Tuscany the same night he discovered he had been burgled. The 37-year-old posted a video of ransacked rooms on social media.“My wife lost some handbags, some jewels, but thank God nothing essential,” he wrote.“My wife and kids are safe in Munich, but how can I feel safe today?“I continue to play and run after the ball because it’s my passion but, passion or not, my family’s well-being is more important than anything and we will make decisions that are necessary for our well-being,” he added in comments likely to prompt speculation about his future at the Serie A club.Ribery, who won 81 caps for France and played in the 2006 World Cup final, spent most of his career in Germany at Bayern Munich, finishing with a club record 24 trophies.He moved to Fiorentina last August on a free transfer. Topics :
Real Women of Canada March 2018Bill C-45 legalizing the recreational use of marijuana passed the House of Commons on November 27th 2017 and was sent to the Senate, the following day, November 28th 2017. When passed, Canada will be only the second nation in the world after Uruguay to fully legalize this dangerous drug.Bill C-45 is a monstrous bill which will have a devastating effect on Canadian families and Canadian society. The most troubling effect of the bill is that it permits 12-18 year old young people to have access to marijuana.This is the case despite Prime Minister Trudeau’s repeated false assertions that the bill “…is to protect our kids. Right now we know that young people have easier access to marijuana than just about any other illicit substance. It’s easier to buy a joint for a teenager than it is to buy a bottle of beer. That’s not right.”The Liberal Party website also states that one the purposes of legalizing marijuana, “is to ensure we keep marijuana out of the hands of children…”Section 7(a) & (b) of the bill states the purpose of the bill:(a) Protect the health of young persons by restricting their access to cannabis;(b) Protect young persons and others from inducements to use cannabis;The provisions of the bill however, directly contradict its stated objective of keeping the drug away from children. This is based on the fact that Section 2 of the Bill defines “young person” as an individual who is “between 12-18 years of age.”Section 8 (1) (c) of the bill provides: that a “young person” may possess 5 grams of marijuana (or ten joints).And Section 9 (1) (b) provides: that a young person may distribute up to 5 grams of marijuana (or ten joints).Finally Section 12 (4) (b) provides: that private homes may grow up to 4 marijuana plants without legal sanction.Consequently the bill clearly provides that individuals between 12 to 18 years of age may freely possess, use, and even share marijuana up to 5 grams at a time (10 joints) There is absolutely no recourse if a minor is seen carrying, using, or handing out marijuana. A child can literally take ten joints from his parents’ stash, hand it out to his friends, go back home, take another ten, hand them out and keep doing it as often as he wants. This will deeply affect school environments and our neighbourhoods.Marijuana is HarmfulScientific evidence indicates that marijuana is a danger to public health. The harm caused by marijuana is listed on the website of Health Canada. The Canadian Medical Association, the Quebec Association of Psychiatrists, and Pediatricians Alliance of Ontario have warned that the human brain continues to develop until 25 years of age and marijuana use gravely stunts the development of adolescents.Why is the Federal government pushing for the legalization of Marijuana?Justin Trudeau unthinkingly blurted out during the 2015 federal election, that his party would legalize marijuana, without his understanding what a complex undertaking it would be. He did so to obtain the millennial vote.What began as a political or ideological issue has now become an incredible profit-making industry. The money of George Soros and other billionaires has fueled organizations in many countries, including Canada, to successfully push for this legalization. The initial ideological push on marijuana has now been dwarfed by the gold-rush of capitalists pushing it. According to the Globe and Mail (February 1st 2018) the legalization of recreational marijuana could give raise to a domestic consumer market between $8-$9 billon per annum.The NDP government of BC handed down its budget on February 23rd 2018 in which it conservatively estimated that the province will take in $50 million dollars in the current fiscal year in marijuana sales once marijuana is legalized later this year, and $75 million in 2019-2020. Quebec’s financial minister estimated that his province would receive $60 million annually from the sale of marijuana.That is, the role of money is now central to the spread of marijuana legalization. Pro-marijuana propaganda is flooding the media in order to indoctrinate and habituate the public to use marijuana for the financial benefit of marijuana entrepreneurs and governments on the federal and provincial levels.Further, although the provinces in December 2017, reached a deal with the federal government to keep the price of marijuana low to drive out the illegal black market, this is not going to happen. Police, experts and experience all indicate that the black market always undercuts legal marijuana sales. For example the black market has not gone away in Colorado, Oregon or Washington State since marijuana was legalized there for its recreational use. Keeping down marijuana sales by criminals is a fantasy.READ MORE: http://www.realwomenofcanada.ca/marijuana-bill-legalizes-pot-12-18-year-olds/Keep up with family issues in NZ. Receive our weekly emails direct to your Inbox.